.bnpl-page {
    --bnpl-navy: #071b33;
    --bnpl-blue: #123d67;
    --bnpl-gold: #f8b600;
    --bnpl-green: #6cff93;
    --bnpl-ink: #10263d;
    --bnpl-copy: #506174;
    --bnpl-line: #dfe7ef;
    --bnpl-soft: #f4f7fa;
    color: var(--bnpl-copy);
    font-size: 16px;
    line-height: 1.7;
}

.bnpl-page *,
.bnpl-page *::before,
.bnpl-page *::after,
.bnpl-home-promo *,
.bnpl-home-promo *::before,
.bnpl-home-promo *::after {
    box-sizing: border-box;
}

.bnpl-page h1,
.bnpl-page h2,
.bnpl-page h3 {
    color: var(--bnpl-ink);
    font-family: Arial, Helvetica, sans-serif;
}

.bnpl-page h2 {
    margin-bottom: 20px;
    font-size: clamp(30px, 3.5vw, 46px);
    font-weight: 800;
    letter-spacing: -1px;
    line-height: 1.14;
}

.bnpl-page h3 {
    font-size: 20px;
    font-weight: 750;
    line-height: 1.35;
}

.bnpl-page p {
    margin-bottom: 18px;
}

.bnpl-page a:focus-visible,
.bnpl-page summary:focus-visible,
.bnpl-home-promo a:focus-visible {
    outline: 3px solid var(--bnpl-gold);
    outline-offset: 5px;
}

.bnpl-page section[id] {
    scroll-margin-top: 125px;
}

.bnpl-hero {
    position: relative;
    overflow: hidden;
    padding: 175px 0 90px;
    background:
        radial-gradient(circle at 82% 20%, rgba(108, 255, 147, .18), transparent 28%),
        radial-gradient(circle at 15% 90%, rgba(248, 182, 0, .16), transparent 30%),
        linear-gradient(135deg, #071b33 0%, #0d2947 58%, #123d67 100%);
    color: #fff;
}

.bnpl-orbit {
    position: absolute;
    border: 1px solid rgba(255, 255, 255, .09);
    border-radius: 50%;
    pointer-events: none;
}

.bnpl-orbit-one {
    top: 90px;
    right: -180px;
    width: 620px;
    height: 620px;
}

.bnpl-orbit-two {
    bottom: -260px;
    left: -180px;
    width: 520px;
    height: 520px;
}

.bnpl-breadcrumb {
    display: flex;
    flex-wrap: wrap;
    gap: 10px;
    margin-bottom: 46px;
    color: rgba(255, 255, 255, .72);
    font-size: 13px;
}

.bnpl-breadcrumb a {
    color: #fff;
    text-decoration: underline;
}

.bnpl-eyebrow {
    margin: 0 0 12px !important;
    color: #9d7300;
    font-size: 12px;
    font-weight: 800;
    letter-spacing: 1.6px;
    line-height: 1.45;
    text-transform: uppercase;
}

.bnpl-hero .bnpl-eyebrow,
.bnpl-philippines .bnpl-eyebrow,
.bnpl-final-cta .bnpl-eyebrow {
    color: #ffd568;
}

.bnpl-hero h1 {
    max-width: 790px;
    margin-bottom: 25px;
    color: #fff !important;
    font-size: clamp(42px, 5vw, 68px);
    font-weight: 850;
    letter-spacing: -2.2px;
    line-height: 1.04;
    -webkit-text-fill-color: #fff;
}

.bnpl-hero-copy {
    max-width: 750px;
    color: #e6edf5;
    font-size: 18px;
    line-height: 1.75;
}

.bnpl-hero-services {
    display: flex;
    flex-wrap: wrap;
    gap: 10px;
    margin: 28px 0 0;
    padding: 0;
    list-style: none;
}

.bnpl-hero-services li {
    padding: 8px 13px;
    border: 1px solid rgba(255, 255, 255, .18);
    border-radius: 999px;
    background: rgba(255, 255, 255, .07);
    color: #fff;
    font-size: 13px;
}

.bnpl-actions {
    display: flex;
    flex-wrap: wrap;
    gap: 13px;
    margin: 33px 0 17px;
}

.bnpl-button {
    display: inline-flex;
    min-height: 50px;
    align-items: center;
    justify-content: center;
    padding: 13px 23px;
    border: 1px solid transparent;
    border-radius: 9px;
    font-size: 15px;
    font-weight: 800;
    line-height: 1.4;
    text-align: center;
    transition: transform .2s ease, background-color .2s ease, border-color .2s ease;
}

.bnpl-button:hover {
    transform: translateY(-2px);
    text-decoration: none;
}

.bnpl-button-primary {
    border-color: var(--bnpl-gold);
    background: var(--bnpl-gold);
    color: var(--bnpl-navy);
}

.bnpl-button-primary:hover {
    border-color: #ffca32;
    background: #ffca32;
    color: var(--bnpl-navy);
}

.bnpl-button-ghost {
    border-color: rgba(255, 255, 255, .55);
    background: transparent;
    color: #fff;
}

.bnpl-button-ghost:hover {
    border-color: #fff;
    background: #fff;
    color: var(--bnpl-navy);
}

.bnpl-hero-disclaimer {
    max-width: 700px;
    color: #b9c8d8;
    font-size: 13px;
}

.bnpl-payment-panel {
    position: relative;
    z-index: 1;
    margin-left: 28px;
    padding: 28px;
    border: 1px solid rgba(255, 255, 255, .18);
    border-radius: 24px;
    background: rgba(255, 255, 255, .08);
    box-shadow: 0 28px 75px rgba(0, 0, 0, .25);
    backdrop-filter: blur(12px);
}

.bnpl-panel-label {
    margin-bottom: 16px !important;
    color: #d9e4ee;
    font-size: 13px;
    font-weight: 700;
    letter-spacing: .8px;
    text-transform: uppercase;
}

.bnpl-logo-card {
    display: flex;
    min-height: 106px;
    align-items: center;
    justify-content: space-between;
    gap: 22px;
    margin-bottom: 15px;
    padding: 18px 20px;
    border-radius: 17px;
    background: #fff;
    box-shadow: 0 10px 30px rgba(0, 0, 0, .14);
}

.bnpl-logo-card img {
    width: 126px;
    max-height: 58px;
    object-fit: contain;
}

.bnpl-logo-card span {
    max-width: 145px;
    color: #445466;
    font-size: 13px;
    line-height: 1.45;
}

.bnpl-logo-card-tamara {
    background: linear-gradient(135deg, #fff7f0, #f7efff);
}

.bnpl-logo-card-tamara img {
    width: 136px;
}

.bnpl-ticket-strip {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 8px;
    margin-top: 22px;
}

.bnpl-ticket-strip span {
    display: flex;
    flex-direction: column;
    gap: 8px;
    align-items: center;
    color: #dfe8f0;
    font-size: 11px;
    text-align: center;
}

.bnpl-ticket-strip i {
    color: var(--bnpl-gold);
    font-size: 17px;
}

.bnpl-assurance {
    position: relative;
    z-index: 2;
    margin-top: -1px;
    background: #fff;
    border-bottom: 1px solid var(--bnpl-line);
}

.bnpl-assurance-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
}

.bnpl-assurance-grid div {
    display: flex;
    flex-direction: column;
    gap: 2px;
    padding: 24px 34px;
    border-right: 1px solid var(--bnpl-line);
}

.bnpl-assurance-grid div:last-child {
    border-right: 0;
}

.bnpl-assurance-grid strong {
    color: var(--bnpl-ink);
    font-size: 15px;
}

.bnpl-assurance-grid span {
    color: #6b7886;
    font-size: 13px;
}

.bnpl-section {
    padding: 85px 0;
}

.bnpl-section-soft {
    background: var(--bnpl-soft);
}

.bnpl-lead {
    color: var(--bnpl-ink);
    font-size: 20px;
    font-weight: 700;
}

.bnpl-section-heading {
    max-width: 800px;
    margin: 0 auto 46px;
}

.bnpl-section-heading > p:last-child {
    color: #637285;
    font-size: 17px;
}

.bnpl-callout {
    display: flex;
    gap: 15px;
    margin-top: 30px;
    padding: 19px 21px;
    border: 1px solid #f0d483;
    border-radius: 12px;
    background: #fff9e8;
}

.bnpl-callout p {
    margin: 0;
    color: #48596b;
    font-size: 14px;
}

.bnpl-callout-icon {
    display: inline-flex;
    width: 27px;
    height: 27px;
    flex: 0 0 27px;
    align-items: center;
    justify-content: center;
    border-radius: 50%;
    background: var(--bnpl-gold);
    color: var(--bnpl-navy);
    font-weight: 900;
}

.bnpl-provider-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 18px;
    margin-left: 25px;
}

.bnpl-provider-card {
    min-height: 100%;
    padding: 26px;
    border: 1px solid var(--bnpl-line);
    border-radius: 20px;
    background: #fff;
    box-shadow: 0 14px 42px rgba(7, 27, 51, .08);
}

.bnpl-provider-tabby {
    border-top: 5px solid var(--bnpl-green);
}

.bnpl-provider-tamara {
    border-top: 5px solid #b55ac8;
}

.bnpl-provider-logo {
    display: flex;
    height: 75px;
    align-items: center;
    margin-bottom: 18px;
}

.bnpl-provider-logo img {
    width: 116px;
    max-height: 54px;
    object-fit: contain;
}

.bnpl-provider-tamara .bnpl-provider-logo img {
    width: 130px;
}

.bnpl-provider-card p {
    font-size: 14px;
}

.bnpl-provider-card > span {
    display: inline-block;
    color: #677687;
    font-size: 12px;
    font-weight: 700;
}

.bnpl-steps {
    display: grid;
    grid-template-columns: repeat(5, 1fr);
    gap: 15px;
    margin: 0;
    padding: 0;
    list-style: none;
}

.bnpl-steps li {
    position: relative;
    min-height: 245px;
    padding: 26px 22px;
    border: 1px solid var(--bnpl-line);
    border-radius: 17px;
    background: #fff;
    box-shadow: 0 8px 24px rgba(7, 27, 51, .05);
}

.bnpl-steps li:not(:last-child)::after {
    position: absolute;
    z-index: 2;
    top: 40px;
    right: -13px;
    width: 24px;
    height: 24px;
    border: 1px solid var(--bnpl-line);
    border-radius: 50%;
    background: #fff;
    color: #7d8b99;
    content: '\2192';
    font-size: 14px;
    line-height: 21px;
    text-align: center;
}

.bnpl-step-number {
    display: inline-flex;
    width: 48px;
    height: 48px;
    align-items: center;
    justify-content: center;
    margin-bottom: 23px;
    border-radius: 14px;
    background: var(--bnpl-navy);
    color: #fff;
    font-weight: 800;
}

.bnpl-steps p {
    margin-bottom: 0;
    font-size: 14px;
}

.bnpl-philippines {
    position: relative;
    overflow: hidden;
    background:
        radial-gradient(circle at 86% 20%, rgba(108, 255, 147, .14), transparent 27%),
        linear-gradient(135deg, #071b33, #10375e);
    color: #e5edf5;
}

.bnpl-philippines h2,
.bnpl-philippines .bnpl-lead {
    color: #fff;
}

.bnpl-route-list {
    display: flex;
    flex-wrap: wrap;
    gap: 9px;
    margin: 28px 0;
}

.bnpl-route-list span {
    padding: 8px 13px;
    border: 1px solid rgba(255, 255, 255, .18);
    border-radius: 999px;
    background: rgba(255, 255, 255, .07);
    color: #fff;
    font-size: 13px;
}

.bnpl-route-card {
    margin-left: 50px;
    padding: 35px;
    border: 1px solid rgba(255, 255, 255, .17);
    border-radius: 24px;
    background: rgba(255, 255, 255, .09);
    box-shadow: 0 25px 65px rgba(0, 0, 0, .25);
}

.bnpl-route-point {
    display: flex;
    align-items: center;
    justify-content: space-between;
}

.bnpl-route-point strong {
    color: #fff;
    font-size: 38px;
    letter-spacing: -1px;
}

.bnpl-route-point span {
    color: #c9d6e3;
    font-size: 14px;
}

.bnpl-route-line {
    display: grid;
    grid-template-columns: 1fr auto 1fr;
    gap: 12px;
    align-items: center;
    margin: 20px 0;
}

.bnpl-route-line span {
    height: 1px;
    background: rgba(255, 255, 255, .25);
}

.bnpl-route-line i {
    color: var(--bnpl-gold);
    font-size: 22px;
    transform: rotate(45deg);
}

.bnpl-route-payment {
    margin-top: 30px;
    padding-top: 24px;
    border-top: 1px solid rgba(255, 255, 255, .15);
}

.bnpl-route-payment p {
    margin-bottom: 14px;
    color: #dce6ef;
    font-size: 13px;
}

.bnpl-route-payment div {
    display: flex;
    gap: 12px;
}

.bnpl-route-payment img,
.bnpl-final-logos img {
    width: 105px;
    height: 48px;
    padding: 6px 8px;
    border-radius: 8px;
    background: #fff;
    object-fit: contain;
}

.bnpl-service-card {
    height: 100%;
    padding: 30px;
    border: 1px solid var(--bnpl-line);
    border-radius: 18px;
    background: #fff;
    box-shadow: 0 10px 28px rgba(7, 27, 51, .06);
    transition: transform .2s ease, box-shadow .2s ease;
}

.bnpl-service-card:hover {
    transform: translateY(-4px);
    box-shadow: 0 18px 38px rgba(7, 27, 51, .11);
}

.bnpl-service-card > span {
    display: inline-flex;
    width: 50px;
    height: 50px;
    align-items: center;
    justify-content: center;
    margin-bottom: 23px;
    border-radius: 14px;
    background: #fff7dd;
    color: #9a7100;
    font-size: 21px;
}

.bnpl-service-card p {
    margin-bottom: 0;
    font-size: 15px;
}

.bnpl-faq-list {
    max-width: 900px;
    margin: 0 auto;
}

.bnpl-faq-list details {
    margin-bottom: 12px;
    padding: 0 23px;
    border: 1px solid var(--bnpl-line);
    border-radius: 13px;
    background: #fff;
}

.bnpl-faq-list summary {
    position: relative;
    padding: 21px 40px 21px 0;
    color: var(--bnpl-ink);
    cursor: pointer;
    font-size: 16px;
    font-weight: 750;
    list-style: none;
}

.bnpl-faq-list summary::-webkit-details-marker {
    display: none;
}

.bnpl-faq-list summary::after {
    position: absolute;
    top: 50%;
    right: 2px;
    color: #8a6600;
    content: '+';
    font-size: 25px;
    transform: translateY(-50%);
}

.bnpl-faq-list details[open] summary::after {
    content: '\2212';
}

.bnpl-faq-list details p {
    max-width: 800px;
    margin: 0;
    padding: 0 0 22px;
    font-size: 15px;
}

.bnpl-final-cta {
    padding: 90px 0;
    background:
        radial-gradient(circle at 20% 10%, rgba(248, 182, 0, .15), transparent 30%),
        linear-gradient(135deg, #071b33, #102f50);
    color: #e3ebf3;
    text-align: center;
}

.bnpl-final-inner {
    max-width: 850px;
    margin: 0 auto;
}

.bnpl-final-logos {
    display: flex;
    justify-content: center;
    gap: 13px;
    margin-bottom: 30px;
}

.bnpl-final-cta h2 {
    color: #fff;
}

.bnpl-final-cta > .container p {
    max-width: 720px;
    margin-right: auto;
    margin-left: auto;
}

.bnpl-actions-center {
    justify-content: center;
}

.bnpl-legal {
    color: #aebdcb;
    font-size: 12px;
}

.bnpl-official-links {
    display: flex;
    justify-content: center;
    gap: 18px;
    font-size: 12px;
}

.bnpl-official-links a {
    color: #d9e5ef;
    text-decoration: underline;
}

.bnpl-home-promo {
    --bnpl-gold: #f8b600;
    position: relative;
    overflow: hidden;
    padding: 52px 0;
    background:
        radial-gradient(circle at 82% 30%, rgba(108, 255, 147, .15), transparent 25%),
        linear-gradient(135deg, #071b33, #123d67);
}

.bnpl-home-promo::after {
    position: absolute;
    top: -160px;
    right: -130px;
    width: 380px;
    height: 380px;
    border: 1px solid rgba(255, 255, 255, .1);
    border-radius: 50%;
    content: '';
}

.bnpl-home-promo .container {
    position: relative;
    z-index: 1;
}

.bnpl-home-copy > span {
    display: block;
    margin-bottom: 7px;
    color: #ffd568;
    font-size: 12px;
    font-weight: 800;
    letter-spacing: 1.5px;
    text-transform: uppercase;
}

.bnpl-home-copy h2 {
    margin-bottom: 8px;
    color: #fff;
    font-size: 31px;
    font-weight: 800;
    line-height: 1.2;
}

.bnpl-home-copy p {
    max-width: 680px;
    margin-bottom: 0;
    color: #d5e0eb;
}

.bnpl-home-logos {
    display: flex;
    justify-content: flex-end;
    gap: 11px;
    margin-bottom: 13px;
}

.bnpl-home-logos img {
    width: 105px;
    height: 46px;
    padding: 6px 8px;
    border-radius: 8px;
    background: #fff;
    object-fit: contain;
}

.bnpl-home-action {
    display: flex;
    justify-content: flex-end;
}

.bnpl-home-action a {
    display: inline-flex;
    min-height: 46px;
    align-items: center;
    justify-content: center;
    padding: 11px 20px;
    border-radius: 8px;
    background: var(--bnpl-gold);
    color: #071b33;
    font-size: 14px;
    font-weight: 800;
}

.bnpl-home-action a:hover {
    background: #ffca32;
    text-decoration: none;
}

@media (max-width: 1199px) {
    .bnpl-steps {
        grid-template-columns: repeat(3, 1fr);
    }

    .bnpl-steps li:not(:last-child)::after {
        display: none;
    }
}

@media (max-width: 991px) {
    .bnpl-payment-panel,
    .bnpl-provider-grid,
    .bnpl-route-card {
        margin-top: 40px;
        margin-left: 0;
    }

    .bnpl-assurance-grid div {
        padding: 21px 18px;
    }

    .bnpl-home-logos,
    .bnpl-home-action {
        justify-content: flex-start;
    }

    .bnpl-home-logos {
        margin-top: 25px;
    }
}

@media (max-width: 767px) {
    .bnpl-hero {
        padding: 150px 0 60px;
    }

    .bnpl-hero h1 {
        font-size: 42px;
        letter-spacing: -1.2px;
    }

    .bnpl-assurance-grid,
    .bnpl-provider-grid,
    .bnpl-steps {
        grid-template-columns: 1fr;
    }

    .bnpl-assurance-grid div {
        border-right: 0;
        border-bottom: 1px solid var(--bnpl-line);
    }

    .bnpl-assurance-grid div:last-child {
        border-bottom: 0;
    }

    .bnpl-section,
    .bnpl-final-cta {
        padding: 60px 0;
    }
}

@media (max-width: 575px) {
    .bnpl-hero h1 {
        font-size: 36px;
    }

    .bnpl-actions {
        flex-direction: column;
    }

    .bnpl-button {
        width: 100%;
    }

    .bnpl-payment-panel {
        padding: 20px;
    }

    .bnpl-logo-card {
        align-items: flex-start;
        flex-direction: column;
        gap: 12px;
    }

    .bnpl-logo-card span {
        max-width: none;
    }

    .bnpl-ticket-strip {
        grid-template-columns: 1fr;
    }

    .bnpl-ticket-strip span {
        flex-direction: row;
        justify-content: center;
    }

    .bnpl-route-point {
        align-items: flex-start;
        flex-direction: column;
    }

    .bnpl-route-card {
        padding: 25px;
    }

    .bnpl-official-links {
        flex-direction: column;
        gap: 8px;
    }
}